Multiple cash app class action lawsuit settlement 2025 cases are making headlines as millions of users await their payouts from different settlements totaling over $27 million. These settlements address various issues including data breaches, spam text messages, and regulatory violations that have affected Cash App users nationwide. Understanding the different cash app class action lawsuit settlement amounts and eligibility requirements is crucial for users seeking compensation from these legal actions.
Overview of Cash App Settlement Cases
Cash App parent company Block, Inc. faces multiple class action settlements in 2025, each addressing different violations and offering various compensation amounts to affected users.
The $15 Million Security Settlement
The largest settlement stems from data breaches and security lapses affecting Cash App users between August 23, 2018, and August 20, 2024. This cash app class action lawsuit settlement addresses unauthorized access to user accounts, fraudulent transactions, and inadequate security measures that compromised user data.
The settlement covers two major data breaches: a Cash App Investing breach disclosed in April 2022 and a Block, Inc. breach disclosed in October 2023. Additionally, the settlement addresses ongoing issues with unauthorized withdrawals, fraudulent transfers, and poor complaint resolution processes.
The $12.5 Million Spam Text Settlement
A separate cash app class action lawsuit settlement 2025 worth $12.5 million addresses violations of Washington state consumer protection laws. This settlement specifically covers unsolicited text messages sent through Cash App’s “Invite Friends” referral program to Washington residents between November 14, 2019, and the present.
Cash App Class Action Lawsuit Settlement Amounts Breakdown
Different settlements offer varying compensation amounts based on the type of harm experienced by users.
Security Settlement Compensation Structure
The $15 million security settlement provides multiple compensation tiers:
Out-of-Pocket Losses: Users who can document financial losses from data breaches or unauthorized transactions may receive up to $2,500. This requires providing supporting documentation such as bank statements, transaction records, or correspondence with financial institutions.
Lost Time Compensation: Users affected by security issues can claim $25 per hour for time spent addressing problems, capped at three hours ($75 total). This covers time spent contacting customer service, monitoring accounts, securing data, or dealing with fraudulent activity aftermath.
General Settlement Pool: Users who experienced security issues but cannot document specific financial losses may still receive compensation from the remaining settlement funds distributed on a pro-rata basis.
Spam Text Settlement Payouts
The Washington state spam text settlement offers more straightforward compensation. Eligible class members who received unsolicited Cash App referral texts can expect payments ranging from $88 to $147 per person, depending on the total number of valid claims filed.
Court documents indicate that Cash App users sent referral program texts to approximately 1,975,187 Washington phone numbers. If all eligible users file claims, individual payouts will be closer to $88. However, lower participation rates could result in higher individual payments approaching $147.
Settlement Timeline and Payment Schedule
Understanding when payments will be distributed is crucial for claimants waiting for their compensation.
Security Settlement Timeline
The $15 million security settlement has progressed through several key milestones:
- Preliminary Approval: June 3, 2024
- Claim Deadline: November 18, 2024
- Final Approval Hearing: January 13, 2025
- Court Approval: March 17, 2025
- Expected Payouts: Late 2025 to early 2026
Appeals processes may delay final payments, with most experts expecting distributions to begin in January or February 2026. The settlement administrator must first resolve any outstanding appeals, verify all claims, and calculate individual payment amounts.
Spam Text Settlement Timeline
The Washington spam text settlement follows a different schedule:
- Settlement Agreement: June 30, 2025
- Preliminary Approval: July 29, 2025
- Settlement Website Launch: Within 30 days of preliminary approval
- Claim Deadline: October 27, 2025
- Final Approval Hearing: December 2, 2025
- Expected Payouts: After final court approval
Eligibility Requirements for Each Settlement
Different settlements have specific eligibility criteria that determine who can receive compensation.
Security Settlement Eligibility
To qualify for the $15 million security settlement, users must have:
- Used Cash App or Cash App Investing between August 23, 2018, and August 20, 2024
- Experienced financial losses from data breaches or security issues
- Been affected by unauthorized access to their accounts
- Suffered from fraudulent transactions or poor dispute resolution
Users needed to file claims by November 18, 2024, providing documentation of their losses and the time spent addressing security issues.
Spam Text Settlement Eligibility
The spam text settlement has more specific geographic requirements:
- Must have been a Washington state resident when receiving referral texts
- Received Cash App “Invite Friends” referral messages between November 14, 2019, and present
- Did not clearly consent in advance to receive referral program texts
- Phone number must appear in Block’s records of Invite Friends text recipients
How to Track Your Settlement Status
Users who filed claims can monitor their settlement status through several methods.
Security Settlement Status Tracking
For the $15 million security settlement, claimants can:
- Call the settlement administrator at +1-866-615-9740 with their Confirmation Code and Claimant ID
- Visit the official Cash App Security Settlement website at cashappsecuritysettlement.com
- Monitor email for updates from info@cashappsecuritysettlement.com
- Check bank accounts for direct deposits beginning in late 2025
Spam Text Settlement Tracking
The spam text settlement provides tracking through:
- The official settlement website at BottomsTextSettlement.com
- Email notifications from the settlement administrator
- Phone inquiries to settlement administrators once processing begins
Settlement Payment Distribution Process
Understanding how payments are calculated and distributed helps claimants set realistic expectations.
Priority Payment Structure
The $15 million security settlement follows a specific distribution hierarchy:
- Attorney Fees: Approximately 30% of the total settlement ($4.5 million)
- Administrative Costs: Several hundred thousand dollars for settlement processing
- Out-of-Pocket Loss Claims: Priority payment for documented financial losses
- Lost Time Claims: $25 per hour compensation for affected users
- Remaining Funds: Pro-rata distribution among all valid claimants
This structure means users with documented financial losses receive priority, while others share remaining funds proportionally.
Settlement Comparison Table
| Settlement Type | Total Amount | Eligible Users | Expected Payout Range | Claim Deadline | Payment Timeline |
| Security Breach | $15 million | National users (2018-2024) | $75-$2,500 | November 18, 2024 | Late 2025-Early 2026 |
| Spam Text | $12.5 million | Washington residents | $88-$147 | October 27, 2025 | After December 2025 |
| CFPB Settlement | $175 million | Affected users | Variable | TBD | TBD |
Additional Cash App Legal Actions
Beyond the class action settlements, Cash App faces other regulatory actions that may result in additional compensation.
CFPB Settlement
In January 2025, Block agreed to pay $175 million to federal and state regulators for violating banking laws in its oversight of Cash App. This Consumer Financial Protection Bureau settlement addresses weak security protocols and failure to resolve disputes.
The CFPB settlement includes direct compensation for affected consumers, though specific amounts and eligibility criteria have not been announced. Cash App states it will contact eligible users directly when compensation details are available.
Important Considerations for Claimants
Several factors can affect settlement payments and processing times.
Documentation Requirements
Users seeking maximum compensation from the security settlement must provide substantial documentation. Accepted evidence includes bank statements showing unauthorized transactions, correspondence with financial institutions, proof of identity theft resolution costs, and records of time spent addressing security issues.
Tax Implications
Settlement payments may have tax consequences depending on the nature of compensation. Users should consult tax professionals to understand potential reporting requirements for settlement income.
Frequently Asked Questions
When will I receive my cash app class action lawsuit settlement 2025 payment?
Cash app class action lawsuit settlement 2025 payments depend on which settlement applies to you. Security settlement payments are expected in late 2025 to early 2026, while spam text settlement payments will come after the December 2025 final approval hearing.
What are the different cash app class action lawsuit settlement amounts available?
Cash app class action lawsuit settlement amounts vary by case. The security settlement offers up to $2,500 for documented losses plus $75 for lost time. The spam text settlement provides $88-$147 per eligible Washington resident.
Can I still file a claim for the cash app class action lawsuit settlement?
The cash app class action lawsuit settlement security breach claims deadline passed on November 18, 2024. However, the spam text settlement accepts claims until October 27, 2025, for eligible Washington residents.
How do I know if I’m eligible for multiple settlements?
You may qualify for multiple settlements if you meet different eligibility criteria. The security settlement covers national users from 2018-2024, while the spam text settlement only covers Washington residents who received referral texts.
What happens if I don’t receive my settlement payment?
Contact the settlement administrator using the provided phone numbers and reference your Confirmation Code and Claimant ID. Monitor the official settlement websites and your email for updates on payment processing delays.
Are these cash app settlements legitimate or scams?
These cash app class action lawsuit settlement cases are legitimate court-approved settlements. Always verify information through official settlement websites and be wary of unsolicited calls or emails requesting personal information.
The multiple cash app class action lawsuit settlement 2025 cases represent significant compensation opportunities for affected users, though eligibility requirements and payment timelines vary considerably between different legal actions. Users should carefully review their eligibility for each settlement and monitor official channels for payment updates.